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Business Insurance

Business Insurance Solutions in New York State



If you're just starting a business in Schenectady, New York, or elsewhere throughout New York state, you may be wondering, "what type of business insurance do I need?" Business insurances can vary depending on industry, and the type of insurance you choose is crucial. Without business insurance, your operation could be over just as it is beginning.

Fortunately, Capital Gate Insurance Group offers the type of insurance businesses need for a variety of industries. Here are some of the things business insurance from Capital Insurance Group can protect you from.

Injury Liability: People get hurt on the job. Whether you've got a warehouse with a lot of moving parts or a small office with a kitchen full of hot coffee waiting for someone to spill it, accidents can happen. When they do, there's a good chance you will be held liable, and depending upon the nature of the injury, that can be an extremely expensive problem.

Equipment Failure: Many businesses rely on quality equipment. If your business uses expensive equipment, like large vehicles or heavy machinery, you can't exactly go out and buy a new one right away if something happens. Unless, of course, you are properly insured. The more expensive and the more important a particular piece of equipment is to your business, the more vital it is that you adequately insure it.

Inventory Damage: There are any number of ways your inventory could be damaged: fire, building collapse, theft, vandalism. Whatever the reason, if you're out inventory, you're out money, as well as behind in your ability to fill orders. You need an insurance policy that can cover all these eventualities and give you the means to replace your inventory fast.

Get the Business Insurance You Need From Capital Gate Insurance Group Now


While business insurance policies that cover all these possibilities may sound expensive, it's a lot more expensive not to have them. More importantly, when you shop for insurance through Capital Gate Insurance Group, you're getting the benefit of our 25 carriers who compete so you get a favorable rate. To get a quote on your New York business insurance right away, contact Capital Gate Insurance Group today.

Contact us today about business auto insurance in Albany, NY, Schenectady, Troy, Colonie or anywhere in New York State.
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Capital Gate Insurance Group will help untangle the issues and answer your questions including when you need to get commercial auto insurance and what insurance you need.
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