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Home Insurance

Get the right Coverage in Home Insurance in New York State



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Types of Home Insurance


No matter what type of living environment you have, you need the right home insurance for your situation. The type of insurance you need for your house as a homeowner is not the same as the insurance needs for someone who lives in an apartment or someone who owns a condo. No matter what kind of insurance you need for your home situation, Capital Gate Insurance Group can help. We offer all kinds of home insurance policies, including:

Insurance for Houses: Capital Gate Insurance Group offers comprehensive insurance for homeowners. Affordable homeowners' insurance protect you from a variety of potentially catastrophic situations, like injury to someone on your property, fire, vandalism, theft and even the costs of living elsewhere while your home is being repaired. House insurance is something you never want to have to use, but it’s unsafe for you and your family to live without it.

Insurance for Condos: Condo home insurance is a little different from standard homeowners' insurance. If you have a co-op or condo, you generally have a condo association you pay for certain services, including insurance coverage. However, your condo association insurance coverage may not be comprehensive or sufficient, which is where Capital Gate Insurance Group comes in. We can help you find the policy that fits in with your existing condo association policy, so you don't pay but all your needs are covered.

Insurance for Renters: If you rent a property, you don't have to be concerned about damage to the property itself, but you do have to be concerned about what's in it. Renters' insurance can protect your property from theft or vandalism.

We're ready to find you a great quote on home insurance premiums for your condo, townhouse, single-family home, apartment or other living situation requiring home insurance in Schenectady, New York, and elsewhere throughout New York state. If you're ready too, contact Capital Gate Insurance Group now.
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