Group Life Insurance
Get Group Life Insurance in New York State
There's something incredibly comforting about having life insurance that stands behind you that offers protection for you and your family. This goes for individual policies and it's also a nice benefit when it's offered as group life insurance at your employment or any organization that you belong to in a group. Sometimes group life insurance is often offered as part of an employee benefits package, and it can be an attractive perk when professionals are looking for the right job
Capital Gate Insurance is a life, accident, and health insurance broker for New York State.
At Capital Gate Insurance Group, we can accommodate companies and organizations of all sizes that are searching for the best group life insurance rates and products to offer to their workers to help in employee retention. These policies deliver value to both the entity and the employee, and it certainly delivers the comfort and peace of mind individuals and families want. Choose Capital Gate Insurance Group when you need group life insurance in New York State.
What Is Group Life Insurance?
Group life insurance is an insurance that covers a defined group of people, for example the members of a society or professional association, or the employees of a particular employer. The entity holds what's known as the master contract, and the members of the organization receive a certificate of coverage that outlines their benefits. Group coverage can help reduce the problem of adverse selection by creating a pool of people eligible to purchase insurance who belong to the group for reasons other than the wish to buy insurance, which might be because they are a worse than average risk. Grouping individuals together allows insurance companies to give lower rates to companies, providing large volume of business to insurance companies gives us greater bargaining power for clients, resulting to cheaper group rates.
Dental, Disability, Life, Vision, Critical illness, Accident, Cancer, Hospital Indemnity, Volutary Benefits, Stop Loss are examples.
Who Needs Group Life Insurance in New York State?
Any employer can utilize group life insurance in part for employee retention. Since businesses and other organizations are primarily the ones seeking a group life insurance quote, they're the ones who need to understand the importance of group life insurance.
Today, employees are evaluating more than just salary when considering where they want to work. Many times, retirement savings plans, healthcare benefits and other perks are huge considerations - and group life insurance also plays an important roll, too.
When you choose group life insurance in New York State, you're ensuring your organization can be competitive when attracting the best of the best to work for you.
How to Choose Group Life Insurance in New York State
Make sure you have a trustworthy provider of group life insurance that can offer attractive group life insurance rates and outstanding customer service. When you need a group life insurance quote, Capital Gate Insurance is the company you can trust to walk alongside you and help you make the best possible decisions.
Capital Gate: Your Source for the Best Group Life Insurance
We're able to offer the best rates because we work with a number of different insurance providers. This allows us to find our clients the greatest benefits at the lowest prices. We also emphasize customer service and ensure that our clients are making the most of their investment in group life insurance. Make sure you're getting the best group life insurance when you choose Capital Gate Insurance Group. Contact us today for a group life insurance quote.