When to Get Life Insurance
FEBRUARY 16, 2019When to Get Life Insurance Many people view life insurance as just one extra bill. While it's an additional cost in the present, it can turn out to be life-saving when you need it. There is no best age to get life insurance. Instead, you should look at which life stage you're at or the situation you're in to determine when you should buy life...
Collision vs. Comprehensive Car Insurance
SEPTEMBER 27, 2018Collision vs. Comprehensive Car Insurance Collision and comprehensive car insurance are two very different forms of car insurance, and it’s important to know the discrepancies. Your choice could save you money...
New York State Boat Insurance
MAY 14, 2018Is My Boat Covered by Homeowners Insurance? The answer to this question is mostly based on the specifics of your claim, but typically coverage on your watercraft extending from your...
How Does Escrow Work With My Homeowner’s Payments?
APRIL 20, 2018How Do Escrows and Homeowner’s Insurance Work? Your escrow account is an account held by your lender that requires you to fund in addition to paying the loan principle for...
Does Making My Home Safer Reduce My Insurance Cost?
MARCH 2, 2018Does Making My Home Safer Reduce My Insurance Cost? Here are Five Home Improvement Tips to Make Your Home Safer. When thinking about home improvement, we often dream about aesthetic...
Is auto insurance expensive when my child becomes a new driver?
FEBRUARY 22, 2018Here are some tips for when your teenager becomes a driver. Your child is all grown up and preparing for his or her road test! Here at Capital Gate Insurance,...
How to Keep Your Car Insurance Rates Down
FEBRUARY 16, 2018What are the best ways to keep my car insurance rates down? Many customers think their insurance rates are out of their control. While it’s true that rates are determined...
Should I File an Auto Insurance Claim is a Question We All Ask!
FEBRUARY 13, 2018When you have an auto accident, it’s easy to get very shaken up. You or a friend or family member may be injured, your car may be destroyed, and often...
Pros and Cons of Renter’s Insurance
FEBRUARY 7, 2018If you are renting a house or apartment, you may be wondering, “Do I need renter’s insurance?” or “How does a renter’s insurance policy actually help me?” Even though you...
What kind of insurance do store owners need?
FEBRUARY 2, 2018What kind of insurance do store owners need? What types of insurance do I need for my business? Owning your own brick-and-mortar store, for business owners, can be a rewarding...
Is tree damage covered by insurance?
JANUARY 29, 2018Is tree damage covered by insurance? Winter in Upstate New York is always a busy time for the insurance industry. Between roof damage from heavy snow accumulation and ice back-ups,...
How do I choose the best car for use in my business?
JANUARY 24, 2018As insurance professionals, staff here at Capital Gate Insurance write and service policies for a wide array of commercial vehicles. As a small business, we are familiar with both sides...
A Safe and Secure New Year: Reviewing your Insurance in 2018
JANUARY 3, 2018“When Should I Update My Insurance?” It’s a question we hear all the time. Some insurers prefer to review their policies upon renewal, some at major life events, and some...
Welcome to Our New Site!
DECEMBER 30, 2017Welcome to our new site! We decided it was time to create an even better resource space for our clients and potential clients! Here on www.capitalgateinsurance.com, we have provided you...