Collision vs. Comprehensive Car Insurance

SEPTEMBER 27, 2018

Collision vs. Comprehensive Car Insurance Collision and comprehensive car insurance are two very different forms of car insurance, and it’s important to know the discrepancies. Your choice could save you money...


New York State Boat Insurance

MAY 14, 2018

Is My Boat Covered by Homeowners Insurance? The answer to this question is mostly based on the specifics of your claim, but typically coverage on your watercraft extending from your...


How Does Escrow Work With My Homeowner’s Payments?

APRIL 20, 2018

How Do Escrows and Homeowner’s Insurance Work? Your escrow account is an account held by your lender that requires you to fund in addition to paying the loan principle for...


Does Making My Home Safer Reduce My Insurance Cost?

MARCH 2, 2018

Does Making My Home Safer Reduce My Insurance Cost? Here are Five Home Improvement Tips to Make Your Home Safer. When thinking about home improvement, we often dream about aesthetic...


Is auto insurance expensive when my child becomes a new driver?

FEBRUARY 22, 2018

Here are some tips for when your teenager becomes a driver. Your child is all grown up and preparing for his or her road test! Here at Capital Gate Insurance,...


How to Keep Your Car Insurance Rates Down

FEBRUARY 16, 2018

What are the best ways to keep my car insurance rates down? Many customers think their insurance rates are out of their control. While it’s true that rates are determined...


Should I File an Auto Insurance Claim is a Question We All Ask!

FEBRUARY 13, 2018

When you have an auto accident, it’s easy to get very shaken up. You or a friend or family member may be injured, your car may be destroyed, and often...


Pros and Cons of Renter’s Insurance

FEBRUARY 7, 2018

If you are renting a house or apartment, you may be wondering, “Do I need renter’s insurance?” or “How does a renter’s insurance policy actually help me?” Even though you...


What kind of insurance do store owners need?

FEBRUARY 2, 2018

What kind of insurance do store owners need? What types of insurance do I need for my business? Owning your own brick-and-mortar store, for business owners, can be a rewarding...


Is tree damage covered by insurance?

JANUARY 29, 2018

Is tree damage covered by insurance? Winter in Upstate New York is always a busy time for the insurance industry. Between roof damage from heavy snow accumulation and ice back-ups,...


How do I choose the best car for use in my business?

JANUARY 24, 2018

As insurance professionals, staff here at Capital Gate Insurance write and service policies for a wide array of commercial vehicles. As a small business, we are familiar with both sides...


A Safe and Secure New Year: Reviewing your Insurance in 2018

JANUARY 3, 2018

“When Should I Update My Insurance?” It’s a question we hear all the time. Some insurers prefer to review their policies upon renewal, some at major life events, and some...


Welcome to Our New Site!

DECEMBER 30, 2017

Welcome to our new site! We decided it was time to create an even better resource space for our clients and potential clients! Here on, we have provided you...