A variety of businesses rely on an efficiently-run office to keep their operations moving, and those offices all require insurance. This is insurance beyond whatever business insurance you carry for your business itself. For example, you’ll want to have business property insurance should there be a fire, theft or other incidents in your office that damages your property or causes you to lose important documents, such as contacts or clients’ personal information.
In addition, someone could sustain an injury in your office for reasons that have nothing to do with the actual business you do. You’ll want to have business liability insurance for your office to protect you when this happens. And don’t forget about the people who work in your office, from receptionists and clerks to cleaning personnel and other support staff. One of the highest costing insurance coverage in today’s world is workers’ compensation insurance. You’ll need workers’ compensation insurance to cover any medical costs that may arise from job-related injuries and accidents. Capital Gate Insurance can help you by properly classifying each covered employee to reduce the cost as much as possible for you. Remember, not all workers’ compensation insurance has the same rate for your class of business. Let us work for you today!
Business Crime Insurance / Employee Theft Coverage
In addition to all this, you may want to consider carrying business crime insurance. This type of insurance protects you from losses resulting from industrial espionage.
If you work in a medical office, someone may steal prescriptions, prescription pads, medical devices or other expensive equipment. If you work in a law office, someone may try to steal or destroy contracts or client information. Engineering offices may experience someone attempting to destroy blueprints or other plans. Business crime insurance can help with your recovery if this should happen.
Types of offices Capital Gate Insurance Group can provide — and in most cases, already has provided — reliable, affordable insurance coverage for include:
- Law offices
- Accounting offices
- Mortgage brokers
- Advertising agencies
- Loan offices
- Insurance agencies
- Engineering offices
- Veterinary offices
- Doctors’ offices
- Dentists’ offices
- Architects’ offices
- Real Estate offices
- And more
Some of the coverage that you may require for your office may include accounts receivable coverage, computers coverage, valuable papers coverage, business income loss coverage, money and securities coverage, fine arts coverage, employee dishonesty coverage, and hired and non-owned auto coverage. If it’s time to review your insurance policies, contact Capital Gate today.
Contact Capital Gate Insurance Group for a Great Insurance Policy for Offices Today
Finding affordable insurance quotes for New York State professional offices can be a challenge for any office manager or business owner. We know you have more important tasks to tend to like running your business, so let us do the work for you. We can approach our underwriters in our network for insurance quotes for offices from several of dozens of insurance carriers we’re are affiliated with to get the best rates. Remember, we work for you as your broker, not for the insurance companies that stand to profit the most!
One of our areas of proficiency at Capital Gate Insurance Group is finding insurance for New York State professional offices. We’ll find you the right policy with the right premium fast — contact us today to get started!