FLOOD 

Flood Insurance is a type of insurance coverage that protects property owners and renters against losses incurred by water damage, specifically due to the rising of groundwater. Standard Homeowners Insurance does NOT typically cover flood damage, which is why a seperate Flood Policy is needed. 

In general, Flood Insurance covers the structure of the home and personal possessions from flood-related damages. It can also cover costs of certain cleanup expenses and damages to heating or cooling systems. It's important to note that there are limits to the coverage provided by Flood Insurance, and it doesn't cover all types of water damage. For example, it typically doesn't cover damage caused by moisture, water backups, broken pipes, mildew, or mold that could have been avoided by the property owner.

Regardless of your location, flood damage can impact any property owner and most likely, your current insurance policy doesn't provide coverage for it. Connect with Capital Gate and allow us to provide a quote for you today!